MAKE SMARTER DECISIONS. IDENTIFY MORE OPPORTUNITIES. STRENGTHEN YOUR LOAN PORTFOLIO.
Strong underwriting goes beyond credit scores, debt ratios, and lending guidelines. It’s about understanding the complete financial picture, identifying risk, and recognizing opportunities to make more well-supported loans.
At Lending Solutions Consulting, Inc., we help credit unions develop confident, consistent underwriters who know how to evaluate risk without overlooking opportunities to lend.
Our customized onsite training focuses on strengthening decision-making skills, understanding credit reports and scoring models, recognizing mitigating factors, and developing loan structures that benefit both the member and the credit union.
Strengthening Underwriting Decisions – Evaluate the complete financial picture and make consistent, well-supported lending decisions.
Looking Beyond the Credit Score – Understand score codes, credit history, and the factors influencing a member’s creditworthiness.
Identifying Risk and Mitigating Factors – Recognize potential concerns while uncovering strengths that may support an approval.
Understanding FICO, VantageScore & Trended Data – Use credit scoring models and payment trends to make more informed decisions.
Structuring Loans for Success – Explore loan terms, collateral, debt consolidation, and restructuring opportunities that balance growth with risk.
Developing Subprime Lending Opportunities – Evaluate C, D, and E credit borrowers and identify opportunities to responsibly expand lending.
Improving Communication Between Departments – Strengthen collaboration between underwriters, loan officers, and frontline employees to eliminate unnecessary back-and-forth.
Learning from Past Lending Decisions – Review actual loan scenarios, denials, and charge-offs to identify missed opportunities and improve future decisions.
BUILD CONFIDENCE. IMPROVE CONSISTENCY. APPROVE MORE GOOD LOANS.
Our hands-on training can incorporate your credit union’s lending policies, actual loan applications, and past decisions to help your team apply what they’ve learned immediately.
The goal isn’t simply to approve more loans. It’s to make better decisions, recognize opportunities others may miss, and strengthen loan growth while managing risk.
For more information or to discuss your individual credit union needs contact us at sales@rexcuadvice.com.|
Perfect for larger credit unions, this option saves the credit union thousands of dollars in per person tuition and travel expenses. Plus the added benefit that everyone is trained at the same time. Training topic and agendas can also be customized to meet the needs of the credit union.